Milton T. Martin, Jr. President and Chief Executive Officer Martin Family Enterprises, Inc. Born in 1939, before the involvement of the US in World War II, Milton T., "Sandy", Martin, Jr. was destined to work in a real estate oriented field. His father, born of an immigrant father and "Yankee" mother, and his mother, born of two immigrant parents, espoused a strong work ethic and family values grew. Both mother and father built a comfortable portfolio during the 50's and 60's in real estate and the echo was "it's only as good as it is financed." "Sandy's" father was proud that he attended Harvard in the evenings to take that course in real estate law and more proud of his sons with real college degrees...Boston University, Wake Forest and East Carolina Medical School. Growing up in a 16 room, 8,000 sq. ft. home in the Boston area gave us an appreciation of value. Over the next 40 years, two marriages, 5 children and the restoration of 18 residences, the family knows how to fill out a loan application. The family has been self-employed since 1945. From 24 years of age "Sandy" has been self-employed. A move to Exeter in 1979 began the founding of Martin Family Enterprises. The thought of helping others by directing their management in finance and accounting with an eye to business planning was put in place. By 1982 our office was busy here on Water Street, preparing taxes and helping clients prepare commercial loan packages to achieve their dreams. In 1990 First New Hampshire Mortgage Corp. came to the firm to originate mortgages. This lead to originating for more than 40 lenders. Our company now provides the services of accounting, brokerage and financial, a real one-stop shopping of financial services. Our pleasure in business is assisting our clients in attaining their dreams. Thus, their dreams, our dreams and their closure provides a feeling of completion. The pessimist sees the difficulty in every opportunity; at Martin Family Enterprises we see opportunity in every difficulty. Below is a list of experiences and associations of Milton T. "Sandy" Martin, Jr. Faculty Member for University of Southern Maine in Mortgage Banking and Taxation MBA Program, Independent Study Advisor for Whittemore School at the University of New Hampshire A practicing Tax/Financial Planner, d/b/a Martin Family Enterprises, Inc. Licensed Mortgage Broker in New Hampshire & Maine Certified General Appraiser in Maine Licensed Real Estate Broker in Maine, Massachusetts & New Hampshire Licensed Insurance Broker in New Hampshire Member of the National Society of Accountants and State of NH Director Member of the NH Society of Accountants, Member of Board of Directors and Past President Member of the Board of Directors of the New England Association of Public Accountants Member of the Financial Planning Association, Charter Member of the NH Chapter, Board of Directors and Treasurer from 1993-Present, and President of the Northern New England Chapter Designated a Registered Financial Planner Designated a Certified Real Estate Appraiser Admitted to the Institute of Business Appraisers